Insurance Packages for Optional Professional Liability Insurance (PLI) – for Members Only.

(Purchase your RTSO Practicing Membership HERE)

Beginning in August, the new price effective August 1st is 25% off the full price:

Option 1: $2M Liability – $83.00

Cost is $83 + $6.64 PST = $89.64, plus handling fee of $2.87 + HST = $0.37 TOTAL = $92.88

Insurance coverage is valid from August 1, 2026 to March 31, 2027.

Professional Liability & Indemnity Insurance coverage includes, but is not limited, to the following:

• $2M/incident / $4M aggregate
• Nil Deductible Disciplinary Defense
• Annual Aggregate Criminal Defense Reimbursement:
• Sexual Abuse Counselling & Rehabilitation: $20,000/eligible person as defined under the Health Professions Procedural Code (Section 85.7(4) of the Code)

Option 2: $5M Liability – $132.00

Cost is $132 + $10.56 GST = $142.46 plus handling fee of $4.56 + HST = $0.59 TOTAL = $147.71

Insurance coverage is valid from August 1, 2026 to March 31, 2027.

• Professional Liability & Indemnity Insurance coverage: $5M/incident, $5M aggregate;
• Nil Deductible Disciplinary Defense
• Annual Aggregate Criminal Defense Reimbursement
• Sexual Abuse Counselling & Rehabilitation: $20,000/eligible person as defined under the Health Professions Procedural Code (Section 85.7(4) of the Code)
• Annual Aggregate Legal Representation Expenses